Dispute Settlement in Sharia Banking in Indonesia

The birth of the dual banking system in Indonesia was marked by establishment Indonesia's first sharia commercial bank, Bank Muamalat. amendments to Religious Courts Act 1989 were seen as a response dispute resolution, but advent law did not immediately open an opportunity for due National Sharia Council and fatwas. Indonesian regulations continue treat disputes industry arbitrators, Law No. 21 2008 on Banking Regulation is another legislative instrument that provides channels Islamic through litigation out-of-court proceedings. This study conducted normatively, using different legal materials depending issue. found forms consist profit products social religious products. For charitable products, with bank customers can be resolved national arbitration courts judicial institutions, whereas only or district courts. At discretion judge according contract. In case between banks customers, board has power decide enforce law, banks, litigation, have jurisdiction resolution. Have right Enforcement where principal losing party does act voluntarily and/or auction leads